Search This Website

15 May 2021

GSHSEB Video preparation for students std 12

GSHSEB Video preparation for students std 12

The Gujarat Secondary and better education Board or GSEB could also be a government of Gujarat body responsible for determining the policy-related, administrative, cognitive, and intellectual direction the state's secondary and better secondary educational system takes.

The main responsibilities of the Board include academics, conducting examinations and research and development. The board is liable for registration and administration of upper secondary and secondary schools within the state of Gujarat.

The Gujarat board was formed on the idea of 'The Gujarat education Act 1972'. and conducts the state level exam. the most academic task of GSEB is that the preparation of syllabus for secondary schools and also the advice of text-books to be taught in government schools also as registered private schools. The Board also performs the duties of recognizing new schools, performance evaluation of colleges and inspections of various schools.

The GSEB conducts 2 (including 4-semester type examinations) main examinations - The lyceum Certificate (SSC) exam for normal 10 and thus the upper Secondary (School) Certificate (HSC)examination for normal XI-XII students in Gujarat. The Board also holds a Talent look for students of Std VIII & IX in five major subjects per annum . it's divided into 2 major parts.

The Gujarat Smart Education App helps the students to secure more marks who are studying in SSC and 11 & 12 Science & Commerce Stream in GSEB. This gseb app covers both English and Gujarati Medium GSEB Students along with GSEB Results. In this App we have tried to give students to improve their educational knowledge. By using this App, Students can improve their educational knowledge and secure more marks in their final examinations.

Currently this App provides MCQs of textbook, MCQs of previous year question paper and MCQs of extra practice and all the subject details of Standard 10 i.e. Maths, Science,Social Science,English,Gujarati,Sanskrit As well as in Standard 11,12 Physics, chemistry , Biology and Maths.

In this gseb app, for more practice for students, we are adding questions on regular basis. So the student can study maximum questions answers.

The GSEB APP have two modes...

1) Learn Mode : In this mode students can do practice of different subjects as per their requirement

2) Exam Mode : In Exam Mode the students can select Number of Questions for the GSEB ALL MCQ Question Bank and can do exam practice.

At the end of practice student can get the summary also. They can update their knowledge by getting the current answers of their wrong answers.



Overall the “Gujarat Smart Education” is a great app for the GSEB Students who wants to secure maximum marks in their examinations for Gujarat Education Board
Read More »

14 May 2021

PM-KISAN scheme means ‘Prime Minister Kisan Sanman Nidhi’.

PM-KISAN scheme means ‘Prime Minister Kisan Sanman Nidhi’.

Main purpose:

The Pradhan Mantri Kisan Sanman Nidhi Yojana has been announced by the Government of India as a 100% Central Assistance Scheme to help farming families as part of increasing the income of farmers.

Assistance Standard:

Rs.5000 per annum will be available to the farmer family through Direct Benefit Transfer. Which will be paid in three equal installments at intervals of four months. The first installment will be from december 2018 to 31/06/2018. The second installment will then be paid every four months....

Eligibility for assistance::

Husband, wife and minor children who have any individual or jointly cultivable land (excluding institutional landowners) and none of them are eligible for assistance. Eligible for assistance.

Details required to apply for assistance:

Farmer's name, village, taluka, Aadhaar number, category, IFSC code and bank account details.

What can a farming family do to benefit?

  • Account holders who want to avail the benefit of this scheme should apply online on the portal 
  • Apply through a service provider such as Village Computer Entrepreneur (VCE), Milk Society, Cooperative Society, any other government or cooperative organization / person.

The applicant will have to take a printout of the form and the attached agreement along with the details and submit a copy of the check or passbook and a self-certified copy of the Aadhaar card to the data entry center for bank account details. Talati will have to collect all the details / documents. If Aadhaar card number is not available as the first installment of the first year of implementation of the scheme, then Aadhaar enrollment number, driving license, election card etc. will have to be given as identity card. But then Aadhar card as well as Aadhar seed bank account details will have to be given compulsorily.

If the person named on the land record from the land holding farming family is not in the village or does not live in the village, another adult member of the farming family can submit a contract on their behalf. For which the person making the declaration will have to mention his name and his relationship with the land holder below the contract.

Applications will be considered eligible for assistance after approval in the Gram Sabha

Standards for land holding:

In order to calculate the land holdings, the land holdings as on 01/09/2018 should be taken into consideration.

This benefit will not be available to any new land holder for the next five years except in case of transfer of ownership from inheritance due to death of the land holder.

The land holder registered as a land holder in the period from 01/12/2018 to 01/04/2018 will be entitled to benefit from the date of registration of land holding in the land record.

In cases where the right of ownership of cultivable land has been transferred from 01/12/2017 to 31/01/2018 due to reasons including purchase, inheritance, will, gift, from the transfer date for the first installment of the financial year 2016-17. For the period up to 31/09/2018, the benefit will be eligible in the proportion of four months.

Who doesn't get help:

Under the scheme the farmer family with high economic status outlined below will be disqualified for the benefit.

  • Institutional landholders
  • One or more persons belonging to the land holding farmer family who are included in any of the following.

અહીંથી વાંચો ધિરાણ બાબતના સમાચાર

1. A person holding all current and former constitutional positions

2. Current and former Minister / Minister of State, Current and former Member of Lok Sabha / Rajya Sabha / Legislative Assembly, Current and former Chairman of District Panchayat

3. Serving and Retired (All) - Regular (Multi-Tasking Staff /) of Central and State Government Ministries / Offices / Departments and its Regional Offices, All Public Enterprises of Central and State Governments, All Autonomous and Affiliated Institutions under Central and State Governments as well as Local Bodies.



To increase the income of small and marginal farmers (SMFs), the Government of India has launched a new Central Sector Scheme, "Pradhan Mantri Kisan Sanman Nidhi (PM-Kisan)". 

The scheme was launched in February 2019. It is implemented by the Department of Agriculture, Co-operation and Farmer Welfare (DAC and FW) and the Department of Agriculture of all the States and Union Territories under the Ministry of Agriculture and Farmer Welfare. Under the scheme, Rs. 6000 in three equal installments of Rs. 2000 every four months in the bank accounts of eligible landholder families..

A number of steps are being taken by the government to reach out to all eligible beneficiaries under PM-Kisan. Public interfaces have been made available due to self-registration, verification of payment status, name correction as per Aadhaar, mandatory requirement of the scheme. To further expand the reach, the PM-Kisan mobile application designed and developed by the National Informatics Center (NIC), Ministry of Electronics and Information Technology, Government of India is being launched.
Using the mobile app, farmers can
- Register yourself
- Find out about their registration and payment status
- Fix name according to base
- Learn about the plan
- Dial the helpline number

Taxpayers who have paid income tax in the last assessment year as well as professionals such as doctors, engineers, lawyers, chartered accountants and architects who are registered with professional bodies and have business in practice.

PM Kisan is a Central Sector scheme with 100% funding from Government of India.
It has become operational from 1.12.2018.
Under the scheme an income support of 6,000/- per year in three equal installments will be provided to small and marginal farmer families having combined land holding/ownership of upto 2 hectares.
Definition of family for the scheme is husband, wife and minor children.
State Government and UT administration will identify the farmer families which are eligible for support as per scheme guidelines.
The fund will be directly transferred to the bank accounts of the beneficiaries.

Read More »

Indian Coast Guard Recruitment Notice 2021 : Chief of Staff, UDC Export

Indian Coast Guard Recruitment Notice 2021 : Chief of Staff, UDC Export

Also Read :-
India Gramin Dak Sevaks 2021 Recruitment

Public Service Employment has published a notice by the Indian Coast Guard. The Civilian Indian Coast Guard invites applications from willing and qualified candidates to complete the following deputation (ISTC) submissions. Post Post published as Senior Civilian Staff Officer this(Logistics), Civilian Staff Officer (Logistics), Civilian Gazetted Officer (Logistics), Section Officer, Upper Division Clerk. Testing / Eligibility / Negotiation is the Selection process on the last day. You can find details check here by age limit, salary / payment scale, deadline, date of publication of notice, application link, selection process, eligibility criteria and shipping date etc. Visit and get the latest updates regularly.

The Indian Coast Guard has issued a notice announcing 75 vacancies for various vacancies on its official website Nominees interested in recruitment are required to go through a detailed notice as provided below. The Indian Coast Guard is an armed force that protects the this maritime interests of India and enforces maritime law.

Also Read : 

 ધોરણ-12 પાસ ક્લાર્ક ની ભરતી જાહેરાત જોવા માટે અહીં ક્લિક કરો.

Summary See Here Appointment of Indian Guards

Indian Coast Guard Post Name:
  • Political Staff Officer (Logistics),
  • Logistics Officer,
  • Logistics Officer,
  • Component Manager,
  • Secretary General

Also Read :-
Police Recruitment 2021 | Apply online for 1097 Various posts | Latest Job Update By RC Creation

Total Post: 75 space


5200 – 209200 / – (Post type)

Qualifications for the recruitment of Indian Coast employees 2021:

Officials under the Central Government or the Government or the Union or Legal Entities or Universities or Public Sectors Conducting or the Sub-Government or Recognized Research Institute: –

(a) (i) seize similar posts at the parent institution or department; OR

(ii) For a five-year service at a post-appointment level where at all levels of level 11 in the payment matrix or equivalent to the parent card or department; AND

(b) Obtaining qualifications and experience: – 


(i) Qualifications of a recognized University or Institution; and

(ii) a Diploma in Material Management or any Diploma in Material Management as a degree from a recognized university or institution; AND

(iii) Ten years’ experience in store management and in-store administration in Central or State Government or Legal or Private organizations or Public Sector or University or Banks.

 Also Read :-

🌴🌳ગુજરાત ફોરેસ્ટ વિભાગ દ્વારા આવી વિવિધ જગ્યાઓ પર મોટી ભરતી...



Selection Process and Test Pattern

  • Test / Merit / Discussion



How Can You Apply for Coastal Employment for India 2021?

  • Visit the official website @
  • Click “Advertisement” in the What’s News section of the home page.
  • Click to read notification – Ad to fill various social posts on usage base
  • Download the notification and read the full details carefully.
  • Application form attached with notice
  • Download the application form, complete the required information, and send it to the address provided below.

Important Link are Below mention

Candidates can assess their suitability for the information below and submit a completed application form to officials before 30 June 2021. We have also provided further details regarding the appointment here.

Read More »

Gujarat Forestry Research Foundation (GFRF) Recruitment for Various Posts 2021

Gujarat Forestry Research Foundation (GFRF) Recruitment for Various Posts 2021

The Gujarat Forestry Research Foundation is an autonomous organization with an independent governing body, constituted for managing and developing research in forestry & wildlife and also in specialized subjects like tree genetics, tissue culture, applications of biotechnology, etc. The foundation is under the Forest and Environment Department of the Government of Gujarat and is registered as a society under the Registration of Societies Act, 1860 and Public Trust Act, 1950. The registered office of the foundation is located at Gandhinagar in Gujarat State.

Gujarat Forestry Research Foundation (GFRF) has published an Advertisement for the below-mentioned Posts. Eligible Candidates advised to refer to the official advertisement and apply for this post. You can find other details like age limit, educational qualification, selection process, application fee, and how to apply are given below. Keep checking regularly to get the latest updates.

Gujarat Forestry Research Foundation (GFRF) Recruitment 2021

Job Details:

  • Project Associate II: 03
  • Project Associate I: 02
  • System Administrator: 01
  • Project Assistant: 03
  • Scientific Administrative Assistant /Field Assistant: 03
  • Technical Expert: 02

Total No. of Posts: 14

Educational Qualification:
  • Please read Official Notification for Educational Qualification details.

Selection Process:
  • Applicants will be selected based on an interview.

How to Apply ?
  • Eligible & interested applicants may send their application & necessary Certificates to the given address in the advertisement.Note: Applicants are suggested to read the official notification before applying.

Job Advertisement: Click Here | More details

Last Date:
  • 24-05-2021, 12:00 pm
Important: Please always Check and Confirm the above details with the official website and Advertisement / Notification.

  • To conduct research in forestry and to provide technical inputs to the Forest Department for the advancement of Forestry technology.
  • To develop research facilities to raise the standard of forestry and wildlife research.
  • To conduct research in various species for enhancement of the genetic qualities of plants, especially tree species.
  • To promote research in forestry in various fields with the co-operation of Gujarat Forest Department.
  • To do all other acts and things conducive for the attainment of the above, in most efficient manner possible and such other activities which are relevant to fulfil the objectives of the foundation.
  • To impart training to the farmers, students, professionals, officials, employees etc. regarding forestry, wildlife, biodiversity, agro-forestry etc. through its training divisions.
  • To organise nature education, orientation, extension and communication activities to create general awareness for the conservation of forests, wildlife and environment.
Read More »

13 May 2021

GPSC Dy. Section Officer & Dy. Mamlatdar (Advt. No.: 20/201920) Main Exam GS- 1 & 2 Question Paper (31-01-2021)

GPSC Dy. Section Officer & Dy. Mamlatdar (Advt. No.: 20/201920) Main Exam GS- 1 & 2 Question Paper (31-01-2021)

GPSC Dy. Section Officer & Dy. Mamlatdar (Advt. No.: 20/201920) Main Exam GS 1 & 2 Question Paper (31-01-2021) is now available on our website , Check below for more details.

Exam Name: Dy. Section Officer & Dy. Mamlatdar (Main Exam)

Paper: GS 1 & 2

Advt. No. : 20/201920

The exam was held on 31-01-2021

Final Result of Advt. No. 20/2019-20, Deputy Section Officer / Deputy Mamlatdar, Class-3

Important: Please always Check and Confirm the above details with the official website and Advertisement / Notification.

Dear Applied Candidates GPSC Nayab Mamlatdar Syllabus & Exam Pattern 2021 PDF Download In Deputy Section Officer DYSO Previous Year question Papers also provided here. GPSC Nayab Mamlatdar & Deputy Section Officer (DSO) Preliminary and Mains Exam Date & Centre will be announced soon online. Aspirants are you searching for GPSC Deputy Mamlatdar & Deputy Section Officer Syllabus for Subject Wise PDF Download Link mentioned Below the page. We are provided GPSC Nayab Mamlatdar & Deputy Section Officer selection Process, Education Details and Document verification get under the page. So qualify Candidates applied from the Official portal. Those who are going to participate in the Gujarat PSC Dy SO Written Examination must get an idea about the Gujarat PSC Exam Scheme which includes Examination Type, Number of Questions required to be answered, Duration for the exam, Negative marking, etc.

For more details about GPSC Exam, go through the Gujarat Public Service Commission (GPSC) official page The Gujarat PSC Dy. Mamlatdar Syllabus PDF is presented for the applied candidates. The GPSC Nayab Mamlatdar Syllabus 2021 download links are provided at the end of the page. You can read the full post for more GPSC Nayab Mamlatdar Prelims Syllabus details. And also, check the below sections. Updated GPSC Nayab Mamlatdar Test pattern 2021 is here. Individuals who have completed the registration procedure must know Gujarat PSC Deputy SO Paper pattern 2021. GPSC Dy SO Question Paper pattern 2021 gives information about the written exam.

GS-1: Click Here
GS-2: Click Here

Final Result: Click Here
Read More »

Various General Hospitals of Gujarat Recruitment for Various Posts 2021

Various General Hospitals of Gujarat Recruitment for Various Posts 2021

Various General Hospitals of Gujarat has published an Advertisement for the below-mentioned Posts. Eligible Candidates advised to refer to the official advertisement and apply for this post.

For candidates who are interested in the following vacancy, read the full announcement before applying online to find out the education qualification, salary, age limit, application fee, application procedure, closing date, and more. You can find other details like age limit, educational qualification, selection process, application fee, and how to apply are given below.

Various General Hospitals of Gujarat Recruitment 2021

Job Details:

Educational Qualification:
Please read Official Notification for Educational Qualification details.

Places & Last Date: Posts Name & Total No. of Posts Notification

Taluka Health Office, Vaghodiya

- 20-05-2021

Accountant cum Data Operator Click Here

District Health Society, Ahmedabad

- 18-05-2021

Medical Officer
Sr. Medical Officer
RNTCP Lab. Technician
Counsellor for DRTB Center Click Here

ONGC Ankleshwar

- 16-05-2021

General Duty Medical Officer Click Here

District Health Society, Junagadh

- 13-05-2021

Ayush Medical Officer Click Here

NHM Gandhinagar (e-Sanjivani OPD)

- Until The Requirement Is Filled

MBBS Medical Officer

Pediatrician Click Here

District Panchayat Bhuj

- Until The Requirement Is Filled MBBS Medical Officer
Ayush Medical Officer Click Here

GMERS Gotri, Vadodara

- Until The Requirement Is Filled Specialist
Medical Officer
Dental Doctors
Ayush Medical Officer
Staff Nurse
Jr. Pharmacist
Lab. Technician
X-Ray Technician
ECG Technician
Class - 4 Click Here

Bhavsinhji General Hospital, Porbandar

- Until The Requirement Is Filled
Medical Officer
Ayush Medical Officer
Staff Nurse
Class - 4 Click Here

Jamnagar Municipal Corporation

- Until The Requirement Is Filled Staff Nurse
Lab. Technician
Medical Officer
MO Ayush
MPHW Click Here

COVID Hospital/ COVID Care Center, Gir Somnath

- Until The Requirement Is Filled Specialist
Medical Officer
Dental Doctors
Ayush Doctor
Staff Nurse
Jr. Pharmacist
Lab. Technician
X-Ray Technician
ECG Technician
Class-4 Click Here

Health Department, Porbandar

- Until The Requirement Is Filled Medical Officer
Ayush Doctor
Staff Nurse
Jr. Pharmacist
Lab. Technician
Class-4 Click Here

GMERS Medical College Hospital Valsad

- Until The Requirement Is Filled Expert
Physician Officer
Doctor Officer Dental
Doctor Officer AYUSH
Staff nurse
Junior Pharmacist
Laboratory Technician
X-ray technician
ECG Technician
Sweeper Click Here

Health and Family Welfare Department Gandhinagar

- Until The Requirement Is Filled Expert -
Physician Officer -
Dental Doctor -
Staff nurse -
Junior Pharmacist -
Laboratory Technician -
X-ray technician -
ECG - Technician
Class-4 - Click Here

NHM National Health Mission Aravalli

- Until The Requirement Is Filled Specialist - 02
Medical officer - 15
AYUSH doctor - 20 Click Here

Selection Process:
Candidates will be selected based on an interview.

Important: Please always Check and Confirm the above details with the official website and Advertisement / Notification
Read More »



Gujarat  SEB NMMS Exam 2020 -Apply Online  ,Gujarat  SEB NMMS Notification 2020: State Education Board (SEB) ,Gandhinagar has released notification for NMMS (National means cum merit scholarship scheme) for Scholarship.Eligible candidates may apply online from 19-11-2020 to 19-12-2020 .Candidate is advised to visit official notification before applying.more detailed information regarding educational qualification,how to apply ,Exam Fee,last date for Gujarat SEB NMMS Notification 2020 Posts are mentioned below.

The State Examination Board (SEB)- Gandhinagar, Government of Gujarat has declared Gujarat NMMS Exam Form 2020 of Class 8th Students for Scholarship to study in Class 9th, Class 10th, Class 11th and Class 12th. The Gujarat NMMS Scholarship 2020 of 8th Class students declared online at that you may check District wise and School wise.

NMMS મેરીટ લીસ્ટ 

Cloud data security is important because you want to make sure that your data is protected while being stored in the cloud. Many high-profile hacking cases mean that this problem is relevant to many business owners, but the reality is that your data in the cloud is much safer, and security for all cloud storage services is a very high priority. Enterprises moving to the cloud require reliable cloud security. Security threats are constantly evolving and becoming more sophisticated, and cloud computing is no less at risk from the local environment. Cloud storage lets you store your data in cloud storage, not space or surroundings. Some companies are still taping or storing their data backups or storing them at the nearest remote location. In the event of a local failure, this may result in both backups being destroyed. Cloud security prevents this problem because data is stored in remote locations, protecting your business from the risk of data loss. For this reason, it is important to work with a cloud provider that provides the best-in-class security system configured for your infrastructure. 


For getting more information about Gujarat NMMS Shishyvruti 2019, candidates to need to read the information brochure carefully. Right now the latest information brochure has not released yet. So candidates are advised to refer and download the previous year information brochure.


Gujarat SEB NMMS Notification 2020

Oraganation Name: SEB ,Gujarat

Exam Name / Scholarship : NMMS

Amount of Scholarship Gujarat SEB NMMS & NTSE Exam 2020
NMMS: Rs.12000/- per Annually ,(Rs.1000/- per month)

Read More »

Information About Health Insurance Policy

Information About Health Insurance Policy

Health Insurance

Health Insurance is a type of insurance that offers coverage to the policy holder for medical expenses in case of a health emergency. A health insurance plan chosen by the insured provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness etc.

What is Health Insurance Policy?

A health insurance policy is a contract between the insurer and policyholder in which insurance company provides financial coverage for medical expenses incurred by the insured. A health policy provides benefit of reimbursement of medical expenses or cashless treatment mentioned in the health policy.

Health emergencies do not come with a prior notice. With sedentary lifestyles more and more people are becoming prone to lifestyle diseases in India. And with the increased demand for quality healthcare services, medical treatment has now become quite expensive, especially in the private hospitals. And without insurance the hospital bills are enough to drain one’s savings.

Also Read : 📕સ્વાસ્થ્ય સુધા આયુર્વેદિક ઉપચાર માટેની બુક PDF Free ડાઉનલોડ કરો.

Therefore, a health insurance plan becomes an absolute necessity as it offers coverage to the insured family members and the policyholder against the exorbitant hospitalization expenses in case an accident or illness.

By providing tax saving benefits on health insurance premiums, the Government encourages everyone in the Budget 2021 to get health insurance cover and avail tax deductions benefits u/s 80D.

At present, tax deduction of up to Rs 25,000 is permissible u/s 80D for health insurance premiums paid for individuals below the age of 60 years. If your parents are above 60 years then you are allowed additional tax benefit of Rs 50,000. If you and your parents both are above 60 years then this limit is extended to Rs 1 lakh.

We at Policybazaar can help you buy a right health insurance plan that suits your requirement below is the list of health insurance plans with the top Insurers. You can do the comparison and find the best health plan for your family.

Also Read : 🍃 ચિત્રો સાથે વનસ્પતિની ઓળખ : તમારી આજુબાજુ જ હોય છે દેશી ઔષધી , બસ જરૂર છે એને ઓળખવાની

Benefits of Buying Health Insurance Plans for Family

One of the biggest benefits of family health insurance plans is that it is suitable for bigger families that comprise of children, grandparents etc. There are several other benefits that insured members can avail with family floater health insurance plans. You can get coverage for all the members, irrespective of their age, under a single policy. Here is a quick rundown of the major advantages:

Stress-free Hospitalization Expense Cover Health insurance plans for family trim down the task of choosing a separate individual health policy for each family member. Also, you don’t have to pay separate premium to get a health cover for each member. In case of hospitalization the insured member can avail cashless treatment in a network hospital just like individual health plans. In this way, you can get all your family members eligible to get medical attention without compromising on the treatment.

Insure new family members at ease

In these health insurance plans, you can add a new family member easily. With an individual cover, a fresh policy needs to be taken each time when there is an addition of a new member to the family. If you add your parents to an existing family health insurance plan, make sure to opt for a higher sum insured. In case the eldest member dies or is no more eligible for the coverage, then the other insured members would continue to get health insurance coverage benefits. This is one of the biggest benefits that a family floater health plan provides.

Also Read : 💥🏮કોરોના સામે રોગ પ્રતિકારક શક્તિને વધારવા માટે શું કરવું ? 🤔 27 ઉપાય ગુજરાતી ભાષામાં એક જ PDF

Affordable Premium

As family health insurance plans do not require you to pay individual premiums for all the members. You can cover your spouse, child, and parents under the same plan at an affordable premium. However, for parents it is suggested to buy individual health cover considering their age-related health issues.

Get Health Insurance Cover for Parents in the same plan

One of the major benefits is that you can secure the health of your parents and that of your spouse’s parents under one plan. By paying an additional premium it is also possible to get individual health cover for dependent parents or even your in-laws.

Also Read : ધોરણ -1 થી 8 નું વેકેશન હોમવર્ક ડાઉનલોડ કરો.જેથી બાળકોનો અભ્યાસક્રમ ન અટકે.

COVID Health Insurance for Family

You can buy a Health insurance for Coronavirus to cover yourself and your family members. Almost all the insurance providers are offering coronavirus treatment cover under the basic health insurance plans. Several health insurers have also launched corona specific health insurance policies along with Corona Kavach policy and Corona Rakshak policy. Corona Kavach policy offers coverage on a family floater basis and covers hospitalization cost incurred on the treatment of this deadly virus including the cost of medicines, PPE kits, ICU expenses, doctor fees, and the likewise.

Corona Rakshak policy also covers COVID treatment but the coverage is provided on individual basis for a minimum 72 hours of hospitalization. If you want to buy a separate policy for each family member then you can also consider Corona Rakshak policy. Or you can check with your insurer if your existing family health insurance covers coronavirus treatment.

અહિથી કેલ્ક્યુલેટ કરો તમારુ પ્રિમિયમ

વિવિધ કંપનિઓના હેલ્થપ્લાન અહિથી જુઓ

કોવિડ ક્વર પ્લાન 

Option to avail Additional Benefits

There are various add-on benefits that are available including critical illness cover, maternity cover, etc. For example, young couples can get maternity cover and new-born baby cover. However, this feature is subject to a waiting period clause. Please read your policy documents carefully if you want to buy the best health insurance plans for family with maternity cover.

Under health insurance plans for family, you can avail discounts and other perks in form of incentives offered by the policy. This is one of the easiest and simplest ways to protect your family’s health.
Tax Benefits on Health Insurance Premium

Under Section 80D of the Indian Income Tax Act, health insurance premium is given a tax exemption. If someone is paying health insurance premium for their family and parents, then it is eligible for tax benefits.

Also Read :  

Is a Family Health Insurance Plan better than an Individual Health Plan?

It's quite difficult to say which type of health insurance plan is better out of a family health plan and an individual health plan unless we compare the coverage provided by both the plans in different practical scenarios.

Health insurance plans for family cover the entire family for a single sum insured and a single premium needs to be paid to the insurance company. In other words, there is only one policy for the entire family, and the premium payment is also a single in a year.

On the flip side, an individual health plan covers only one person and therefore, there has to be a separate health plan for each family member. Since there are multiple policies, the premium payable for each policy will also be different.

If we compare the premiums payable for both these type of health insurance plans, the combined premium payable for multiple individual health plans is significantly higher than that for a family health plan.

Also Read : સરકારી યોજના : "કુંવરબાઈ નું મામેરું" વિગતવાર માહિતી તેમજ ફોર્મ મેળવો અહીંથી

Eligibility Criteria to buy Family Health Insurance Plans

A family health plan is more like a group health insurance plan. It allows you to include several members of your family in a single plan for a single sum assured at a single annual premium. If yours is a family of 4 or 6, you can purchase a family health insurance plan and you need not meet specific eligibility criteria.

There are certain key points that you must keep in mind when you're going to buy health insurance for family. 

These points are given below:

  • It allows you to include new members in the policy at the cost of an additional premium
  • The policy expires as soon as the eldest member of the family reaches the maximum covered age of a person
  • Choose to increase the sum assured if you include new family members in the policy to ensure enough coverage for an individual family member
  • The policy no longer covers a dependent child as soon as he/she crosses the age limit specified in the policy document
  • Don't include your senior citizen parents in your existing family health plan, as it will significantly increase the premium
  • In a nutshell, almost any family can choose to buy a health insurance plan within its budget. Also, the premium is lesser than that of the combined premium payable for an individual health plan.
  • All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
Also Read : તમારા બાળકને ગુજરાતી મીડિયમમાં ભણાવવો કે અંગ્રેજી મીડિયમમાં ? જુઓ આ વીડિયો

How to Buy a New Health Insurance Plan for Family?If you currently have a health insurance plan and you want to include your family members in it, ask your insurer about the same. However, if you're new to insurance and want to buy an insurance plan to cover your family members, you have various insurers to buy it from.
For your own convenience, you can go online and compare multiple family health insurance plans to buy the best one within your budget. It is advisable not to look for the policy with the least premium, as you cannot compromise on the coverage.
There is no point in buying a health plan with insufficient coverage just because you don't want to pay less, as you might still have to pay for your healthcare expenses from your own pocket. Therefore, make your decision wisely.

Also Read : સુકન્યા સમૃદ્ધિ યોજના વિશે જાણો અને તેનો લાભ મેળવો

How to File Claim for a Family Health Insurance Plan?

You can file a health insurance claim in two ways and the procedure is given below:
For cashless request for pre-authorization, follow the below mentioned process:
Email or fax the pre-authorization form, which you can find at the TPA or insurance desk of the hospital. You can download it from the insurer’s site as well.
Submit all the documents such as discharge letter, medical reports, diagnostic reports, bills, etc.
The claim management team will send you the letter of approval if the claim request is approved
If there is any query regarding your claim, then the insurance company will contact the hospital for the same
If it’s not approved, you will need to request for reimbursement claim
Re-imbursement claim process is as follows:
Submit the claim form along with other required documents as mentioned at the time of policy purchase
You need to address the queries raised by the claim management team of the insurance company
Either you will receive a letter of approval or rejection after submitting the form

Why Buy Family Health Plan Online from Policybazaar?

There is no dearth of Mediclaim policies in India and buying a one is a difficult task. Save your time and energy by comparing different family health insurance plans at Policybazaar as quotes from all leading insurers are available on one single platform. When you buy online you will get transparent dealing, correct recommendations and hassle-free buying. Make an informed choice by comparing the policies
Read More »