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31 January 2018

Investing in the post office schemes will get double the return on savings account

Investing in the post office schemes will get double the return on savings account

Yuletility Desk: If there are 50 thousand to 1 lakh rupees monthly salary then more savings can not be possible. There are many people in the salaried community, whose monthly savings can be up to Rs 2, 3 and 5 thousand rupees. Many people keep this savings in a bank's savings account or choose another scheme of this type. But let us tell you that there are some schemes, through which you can get more profit on your savings. It's also pretty safe.


In fact, when savings are low, they can not invest in a place that is at risk of market risk. In this way we are telling you one way to get more returns on your savings account. For this, you can choose a post office small savings scheme, where you can get a good return on the rupee by putting the rupee in place of the savings account. The special thing is that you can invest up to Rs 10 per month in this scheme.


The post offers more post office than the bank on this scheme

We are talking about, a small saving scheme RD or a parking deposit. There are also RD schemes in many banks, but there is more interest in the Post Office than the other bank. On the one hand, SBI, Dena Bank, Bank of Baroda, Canara Bank, Allahabad Bank and Andhra Bank are giving interest rates from 6.5% to 7% on a 5-year-old RD. Also, the post office, 1 year to 5 year RG scheme is getting 7.10 percent annual interest.


The FD is getting similar to the Interest


There is another medium bank FD for secured investment, where you get more interest, but you have to pay a large amount for a long time together. When you post a small amount in a post office, you can get the same amount of interest as a FD by depositing each month. In this case, the easiest way to get double interest on the savings account is by having a parking deposit.
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