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13 August 2017

Good news for SBI account holders, now it is free

Good news for SBI account holders, now it is free

Transfer from mobile phone or internet banking can be done using IMPS service.
new Delhi. If you are the State Bank of India (SBI) account holder then this news is for you. The bank has made changes in the money transfer service, IMPS, which is imposed on the Immediate Payment Service. According to the new procedure, up to Rs.1000 IMPS will be free. SBI has given this information on Twitter.

The IMPS transfer of 1000 to 1 lakh will now be charged 5 rupees. At the same time, 15 rupees have been charged for transfer of Rs. 1 lakh to Rs. 2 lakhs. These shukla also includes GST.
Can be transferred from mobile phone or internet banking using IMPS service. This service is available 24x7 including holidays.

NEFT and RTGS are also cheap
At the same time, the bank has reduced charges for other money transfer services - NEFT and RTGS transactions. The bank says that the fee for online money transfer services has been reduced to promote digital transaction.
Earlier, transfer of Rs 10,000 by NEFT was charged at 2 rupees. Now it has been reduced to 1 rupee. It also includes 18 percent GST. The fee for NEFT transfers from Rs 10,000 to Rs. 1 lakh has been reduced from 4 rupees to 2 rupees.

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➨ The above mentioned premium rate is for 1 crore of life cover for a 25 year old healthy male for a policy term of 15 years with regular income payout option. The annual premium amount for this assumption will be 6036 and monthly premium will be 504. The above mentioned premium rate is for 50 lakhs of life cover and 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 15 years with lumpsum payout option. The annual premium amount for this assumption will be 5846 and monthly premium will be 489. The above mentioned premium rate is for 1 crore of life cover and 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 15 years with regular income payout option.
◆ The annual premium amount for this assumption will be 7,576 and monthly premium will be 633.The above mentioned premium rate is for 1 crore of life cover for a 30 year old healthy male for a policy term of 30 years with regular income payout option. The annual premium amount for this assumption will be 9179 and monthly premium will be 766. In case of death, the nominee will receive 83,333 pm for 10 years.
➨ Tax benefits can be availed subject to issuance of policy and other conditions as per prevailing tax laws. This feature is only available for Life Option.The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options.Accidental Death Benefit is up to 2 Crores.


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