Bank of India Credit Officer Recruitment 2025: Apply Online for 514 GBO Posts
The Bank of India (BOI), one of India’s top Public Sector Banks, has officially announced a large-scale recruitment drive for Credit Officers in the General Banking Officer (GBO) Stream. As per Project No. 2025-26/01, BOI will recruit 514 experienced professionals across MMGS-II, MMGS-III, and SMGS-IV scales.
This recruitment is a golden opportunity for candidates aiming for high-paying bank officer jobs, career growth, and long-term stability in the Indian banking sector. The online application window will be open from 20 December 2025 to 05 January 2026.
🔔 BOI Credit Officer Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| Bank Name | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Project Number | 2025-26/01 |
| Total Vacancies | 514 |
| Job Type | Permanent (Officer Cadre) |
| Application Mode | Online |
| Application Dates | 20-12-2025 to 05-01-2026 |
| Official Website | bankofindia.bank.in |
📊 BOI Credit Officer Vacancy Details & Age Limit
(Age calculated as on 01 November 2025)
| Scale | Vacancies | Age Limit |
|---|---|---|
| SMGS-IV | 36 | 30 – 40 Years |
| MMGS-III | 60 | 28 – 38 Years |
| MMGS-II | 418 | 25 – 35 Years |
| Total | 514 | — |
🎯 Age Relaxation
SC/ST: 5 Years
OBC (Non-Creamy Layer): 3 Years
PwBD: Up to 10 Years
(as per Government of India norms)
🎓 Educational Qualification & Experience
Candidates must possess a Graduate Degree along with relevant banking/financial experience.
| Scale | Required Experience |
|---|---|
| SMGS-IV | Minimum 8 Years |
| MMGS-III | Minimum 5 Years |
| MMGS-II | Minimum 3 Years |
📌 Experience must be relevant to Credit, Lending, or Banking Operations. Detailed criteria are mentioned in Annexure-I of the official notification.
💰 BOI Credit Officer Salary (Pay Scale)
Selected candidates will receive an attractive 7th CPC based salary along with allowances.
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
💡 Additional benefits include DA, HRA, medical benefits, leave travel concession, and pension.
💳 Application Fees
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
💡 Fee includes application + intimation charges.
🧠 Selection Process – BOI Credit Officer
The selection will be conducted in two stages:
Online Written Examination
Personal Interview
📊 Final Merit:
Online Exam (70%) + Interview (30%)
🔔 If applications are limited, BOI may conduct selection through interview only.
📝 BOI Credit Officer Exam Pattern 2025
| Subject | Questions | Marks |
|---|---|---|
| English Language (Qualifying) | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
⏱ Duration: 120 Minutes
❌ Negative Marking: 0.25 marks per wrong answer
💻 How to Apply Online for BOI Credit Officer
Visit bankofindia.bank.in
Go to Careers → Recruitment Notices
Click on “Credit Officer Recruitment – Project 2025-26/01”
Complete New Registration
Upload:
Photograph
Signature
Thumb Impression
Handwritten Declaration
Fill application form carefully
Pay fee online (Card / UPI / Net Banking)
Submit & download application copy
🔗 Important Links
| Description | Link |
|---|---|
| Apply Online | Click Here |
| Official Notification PDF | Click Here |
| BOI Official Website | Click Here |
| Join WhatsApp Channel | Click Here |
📅 Important Dates |
| Event | Date |
|---|---|
| Notification Release | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Date | To be Announced |
🔍 Meta Description
Bank of India Credit Officer Recruitment 2025 apply online for 514 GBO vacancies. Check eligibility, salary, exam pattern, selection process, and BOI officer job notification.
❓ FAQs – Bank of India Credit Officer Recruitment 2025
Q1. How many vacancies are released by Bank of India?
👉 A total of 514 Credit Officer posts are announced.
Q2. What is the last date to apply for BOI Credit Officer?
👉 05 January 2026.
Q3. Is experience mandatory?
👉 Yes, relevant banking/credit experience is compulsory for all scales.
Q4. Is there negative marking in the BOI exam?
👉 Yes, 0.25 marks are deducted for each wrong answer.
Q5. What is the maximum salary offered?
👉 Up to ₹1.20 lakh per month (Scale-IV).
Q6. Can fresh graduates apply?
👉 ❌ No, this recruitment is only for experienced professionals.
🌟 Final Verdict
The Bank of India Credit Officer Recruitment 2025 is a premium opportunity for professionals aiming for high-salary bank officer jobs in India. With 514 vacancies, competitive pay scales, and long-term career growth, this is one of the top PSU bank recruitments of 2025-26.
📌 Apply early, verify experience criteria carefully, and prepare strategically.
Best wishes for your banking career! 🚀
No comments:
Post a Comment
Please Comment Your Questions, Queries or Suggestions