best credit card in india with no annual fee
1. HSBC Visa Platinum credit card
the HSBC Visa Premium credit card yields benefit that extend beyond the no annual fee incentive. if you frequently swipe a card for travelling, dining, and online shopping purposes, this is just the right card you.
as part of their welcome proces, the bank offers an Amazon voucher worth ₹500 on a transaction starting ₹500 within 30 days of card issuance. if you're a shopping and networking buff, it's expected that you'll make at least 5 transaction in two month. in this case, the bank offer a generous 10% cashback (up to ₹2,000) on ₹10,000 and more.
that's not all. for movie enthusiasts who can't resist the theatre aura, the salted popcorn, and the chilly soda,offers vouchers worth ₹500 on ₹50,000 spent per (₹3,000 per cardholder per year).
2. Kotak Fortune Gold card
primarily structured the Indian entrepreneurial community, Fortune Gold credit card is a zero annual fee and interest-free cash withdrawal card, with feature that are difficult to turn down.
sign up for a Fortune Gold card avail the following benefit:
cash withdrawal permitted up to 50% of the credit limit
fuel surcharge waiver transactions between ₹500-₹3,000
4 free tickets (applicable for 3 months) or ₹750 Cashback on spending ₹1,50,000 per year
on account of theft, insurance against ₹50,000 against misuse up to 7
outstation cheque processing fee, charge slip request, machine surcharge at all waived
3. Axis Bank Insta Easy credit card
Axis Bank Easy credit card is a 0 annual fee - 0 joining fee credit card for individuals having a minimum fixed deposit (FD) of ₹20,000 Axis Bank.
let's look at their offering:
100% cash withdrawal permitted up to credit limit
set your own credit limit, with maximum touching 80% of the FD limit
1% fuel surcharge waiver fuel transactions between ₹400-₹4,000
15% dining discounts at select restaurants
in case of theft , the bank replaces the card with no replacement fee. these credit card benefit and protection work best for first-time users (18+) with credit histories.
4. SBI Card Unnati
Unnati, meaning progres, is what SBI promote with their credit card offering. offering 4-year zero annual fee, has taken extra steps to make this card function as a contactless mode of payment.
SBI Card Unnati has the following features:
earn 1 Reward on every ₹100 spent
1% fuel surcharge waiver for transactions between ₹500-₹3,000
spend ₹50,000 annually and earn ₹500 cashback
make any purchase above ₹2,500 using this card unlock the opportunity of converting credit card transactions into (flexipay)
the bank offers a 25 day interest-free credit period on retail purchases along with the option to withdraw cash up to 80% of the total credit limit
the card is issued on one eligibility: hold an FD with worth ₹25,000 or more.
5. ICICI Bank Platinum Chip credit card
the ICICI Bank Platinum Chip credit card is best suited for individual who step out occasionally for recreation wining and dining. leveraging upon its 0 joining and annual fees policy, this card offer the following advantage:
avail 15% discount on 2500 restaurants operating in 12 major cities with the Bank culinary treats programme
1% fuel surcharge waiver (maximum ₹4000) at pumps
2 payback point on every ₹100 retail purchase (minus fuel)
earn 1 payback point on every ₹100 spent on and insurance purchases
enhanced embedded microchip security against counterfeiting issues
eligibility: age 23+
No comments:
Post a Comment
Please Comment Your Questions, Queries or Suggestions