Mahila Samridhi Yojana Gujarat 2021 | Mahila Samridhi Yojana (MSY) Gujarat |Safai Karmchari New Yojana 2021 @sje.gujarat.gov.in/gskvn
(1) Mahila Samridhi Yojana (MSY) Gujarat
Eligibility
Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose
For small and petty trade/business and sundry income generating
activities.
Quantum of loan
Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
(MSY) Gujarat and Other Safai Karmchari Yojana.
Balance 10% is to be provided by the Channelizing Agencies (CAs) in
the form of loan, subsidy and from any other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 1% p.a.
From CAs to beneficiaries : 4% p.a.
Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.
(2) Micro Credit Finance (MCF)
Elgibility
Safai Karamcharis, Scavengers and their dependants.
Purpose
For small and petty trade/business and sundry income generating
activities.
Quantum of loan
Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)
Safai Karamcharis, Scavengers and their dependants.
Purpose
For small and petty trade/business and sundry income generating
activities.
Quantum of loan
Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)
Elgibility
Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.
Quantum of loan
Upto 90% of the unit cost with a maximum of Rs.75000.
Balance 10% is to be provided by the Channelizing Agencies
(CAs) in the form of loan, subsidy and from all other available
sources of funds.
Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.
Online apply time period
How To Apply Mahila Samridhi Yojana Gujarat 2021
Application Period from 01/11/2021 to 15/11/2021
Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.
Quantum of loan
Upto 90% of the unit cost with a maximum of Rs.75000.
Balance 10% is to be provided by the Channelizing Agencies
(CAs) in the form of loan, subsidy and from all other available
sources of funds.
Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
From NSKFDC to CAs : 2% p.a.
From CAs to beneficiaries : 5% p.a.
Repayment period
Upto 5 years after implementation period of 3 months and a moratorium of
6 months.
Online apply time period
How To Apply Mahila Samridhi Yojana Gujarat 2021
Application Period from 01/11/2021 to 15/11/2021
IMPORTANT LINK
- ✅Downloaded this scheme official letter : Click Here
- ✅Download this scheme details in Gujarati : Click Here
- ✅Apply online Application : Click Here
Mahila Samrudhi Yojana (for women only)
- A microfinance scheme for women belonging to the target group and women entrepreneurs running independent businesses to create self-employment for women of nomadic and emancipated castes.
- Under this scheme women beneficiaries will be able to do business of their choice.
Purpose
- The applicant should be a nomadic or emancipated woman.
- The limit of the annual income of the family in the eligibility of income from 1/4/2018. 2 lakhs, of which 3. For families with an annual income of up to Rs 1.50 lakh, at least 50 per cent of the total loan amount will be allocated..
Eligibility for loan
- The age of the applicant should be at least 21 years and not more than 60 years on the date of application.
- The applicant needs to have experience in the field of business / profession with technical and expertise.
- The applicant will have to provide proper security to get the loan.
important topic::
અહીંથી વાંચો ઓફિશ્યલ નોટિફિકેશન
અહીંથી કરો ઓનલાઈન અરજી
Key features of the scheme
- Maximum loan limit 50,000 / -.
- The interest rate will be 5% per annum.
- Under this scheme 100% loan is given for the amount of business / occupation.
- 3% National Corporation, 2% State Government contribution and Beneficiary contribution will be zero in the loan amount.
- The loan amount will have to be repaid in 5 equal monthly installments including interest.
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