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23 May 2020

Keep Rs 342 in bank account till May 31.

Keep Rs 342 in bank account till May 31.

In the Corona crisis, people are struggling with lack of money. Some have lost their jobs, while others have had their salaries cut. Even in this situation, people’s bank accounts are empty. However, if the bank account has Rs 342, after May 31, you can get protection up to Rs 4 lakh. However, let us know how security will be achieved.

In fact, the Modi government in its first term had run two schemes with cheap premiums. These schemes are Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Suraksha Suraksha Bima Yojana (PMSBY). PMJJBY is a life insurance plan, while PMSBY is an accident insurance plan. Speaking of these two plans, you have to pay an annual premium of Rs.330 and Rs.12, respectively.

At the same time, there will be insurance cover up to a total of Rs 4 lakh. This means that if you want to take advantage of both these plans, the premium will be only Rs 342 per annum.

Let us inform you that both PMJJBY and PMSBY schemes run on 1st June-31st May basis. Its premium is deducted annually in the month of May. This means that if you are involved with the plan, by May 31, your premium will be deducted. After this, you will get cover of Rs 4 lakh for the entire 12 months.

This is a pure term insurance policy, so it only covers death. A bank account is required to avail these schemes. If the bank account is closed or there is insufficient balance in the account at the time of premium deduction, the insurance may be canceled. You will then have to rejoin the scheme. You can read more about these two schemes at Apart from this information can also be obtained on toll free number 1800-180-1111 / 1800-110-001.

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