Bank of India Credit Officer Recruitment 2025: Apply Online for 514 GBO Posts

Bank of India Credit Officer Recruitment 2025: Apply Online for 514 GBO Posts

The Bank of India (BOI), one of India’s top Public Sector Banks, has officially announced a large-scale recruitment drive for Credit Officers in the General Banking Officer (GBO) Stream. As per Project No. 2025-26/01, BOI will recruit 514 experienced professionals across MMGS-II, MMGS-III, and SMGS-IV scales.

This recruitment is a golden opportunity for candidates aiming for high-paying bank officer jobs, career growth, and long-term stability in the Indian banking sector. The online application window will be open from 20 December 2025 to 05 January 2026.

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🔔 BOI Credit Officer Recruitment 2025 – Overview

Particulars	Details
Bank Name	Bank of India (BOI)
Post Name	Credit Officer (GBO Stream)
Project Number	2025-26/01
Total Vacancies	514
Job Type	Permanent (Officer Cadre)
Application Mode	Online
Application Dates	20-12-2025 to 05-01-2026
Official Website	bankofindia.bank.in

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📊 BOI Credit Officer Vacancy Details & Age Limit

(Age calculated as on 01 November 2025)

Scale	Vacancies	Age Limit
SMGS-IV	36	30 – 40 Years
MMGS-III	60	28 – 38 Years
MMGS-II	418	25 – 35 Years
Total	514	—

🎯 Age Relaxation

• SC/ST: 5 Years

• OBC (Non-Creamy Layer): 3 Years

• PwBD: Up to 10 Years
  (as per Government of India norms)

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🎓 Educational Qualification & Experience

Candidates must possess a Graduate Degree along with relevant banking/financial experience.

Scale	Required Experience
SMGS-IV	Minimum 8 Years
MMGS-III	Minimum 5 Years
MMGS-II	Minimum 3 Years

📌 Experience must be relevant to Credit, Lending, or Banking Operations. Detailed criteria are mentioned in Annexure-I of the official notification.

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💰 BOI Credit Officer Salary (Pay Scale)

Selected candidates will receive an attractive 7th CPC based salary along with allowances.

Scale	Pay Scale (₹)
MMGS-II	₹64,820 – ₹93,960
MMGS-III	₹85,920 – ₹1,05,280
SMGS-IV	₹1,02,300 – ₹1,20,940

💡 Additional benefits include DA, HRA, medical benefits, leave travel concession, and pension.

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💳 Application Fees

Category	Fee
General / OBC / EWS	₹850
SC / ST / PwBD	₹175

💡 Fee includes application + intimation charges.

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🧠 Selection Process – BOI Credit Officer

The selection will be conducted in two stages:

1. Online Written Examination

2. Personal Interview

📊 Final Merit:
Online Exam (70%) + Interview (30%)

🔔 If applications are limited, BOI may conduct selection through interview only.

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📝 BOI Credit Officer Exam Pattern 2025

Subject	Questions	Marks
English Language (Qualifying)	25	25
Reasoning Ability	25	25
Quantitative Aptitude	25	25
Professional Knowledge	75	75
Total	150	150

⏱ Duration: 120 Minutes
❌ Negative Marking: 0.25 marks per wrong answer

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💻 How to Apply Online for BOI Credit Officer

1. Visit bankofindia.bank.in

2. Go to Careers → Recruitment Notices

3. Click on “Credit Officer Recruitment – Project 2025-26/01”

4. Complete New Registration

5. Upload:

   • Photograph

   • Signature

   • Thumb Impression

   • Handwritten Declaration

6. Fill application form carefully

7. Pay fee online (Card / UPI / Net Banking)

8. Submit & download application copy

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🔗 Important Links

Description	Link
Apply Online	Click Here
Official Notification PDF	Click Here
BOI Official Website	Click Here
Join WhatsApp Channel	Click Here
📅 Important Dates

Event	Date
Notification Release	17 December 2025
Online Application Start	20 December 2025
Last Date to Apply	05 January 2026
Exam Date	To be Announced

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🔍 Meta Description 

Bank of India Credit Officer Recruitment 2025 apply online for 514 GBO vacancies. Check eligibility, salary, exam pattern, selection process, and BOI officer job notification.

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❓ FAQs – Bank of India Credit Officer Recruitment 2025

Q1. How many vacancies are released by Bank of India?

👉 A total of 514 Credit Officer posts are announced.

Q2. What is the last date to apply for BOI Credit Officer?

👉 05 January 2026.

Q3. Is experience mandatory?

👉 Yes, relevant banking/credit experience is compulsory for all scales.

Q4. Is there negative marking in the BOI exam?

👉 Yes, 0.25 marks are deducted for each wrong answer.

Q5. What is the maximum salary offered?

👉 Up to ₹1.20 lakh per month (Scale-IV).

Q6. Can fresh graduates apply?

👉 ❌ No, this recruitment is only for experienced professionals.

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🌟 Final Verdict

The Bank of India Credit Officer Recruitment 2025 is a premium opportunity for professionals aiming for high-salary bank officer jobs in India. With 514 vacancies, competitive pay scales, and long-term career growth, this is one of the top PSU bank recruitments of 2025-26.

📌 Apply early, verify experience criteria carefully, and prepare strategically.

Best wishes for your banking career! 🚀

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